Card Scheme Fees
Visa
Domestic Intra Inter
% Flat % Flat % Flat
International Acquiring Fee 0.45%
International CNP Fee 0.55%
Authorisation Fee 0.0032 0.0068 0.0425
Bucket
Clearing & Settlement Fee 0.005 0.01 0.065
Acquirer Card Present Fee Debit Cards 0.025% 0.025% 0.025%
Credit Cards 0.030% 0.030% 0.030%
International Acquiring Fee Debit Cards 0.028% 0.028% 0.028%
Credit Cards 0.033% 0.033% 0.033%
Omnipay Fee 0.038 0.038 0.038
Other Fees 0.10% 0.10% 0.10%
Totals
Total POS Debit Cards 0.125% 0.0462 0.125% 0.0548 0.575% 0.1455
Credit Cards 0.130% 0.0462 0.130% 0.0548 0.580% 0.1455
Total Ecomm Debit Cards 0.128% 0.0462 0.128% 0.0548 1.128% 0.1455
Credit Cards 0.133% 0.0462 0.133% 0.0548 1.133% 0.1455
Mastercard
Domestic Intra Inter
% Flat % Flat % Flat
Cross Border Fee 0.45% 0.45%
Card Not Present Fee 0.025% 0.025% 0.05%
MOTO Fee 0.025% 0.025% 0.05%
Bucket
Authorisation Fee 0.009% 0.009% 0.009%
Quarterly Volume Fee 0.030% 0.030% 0.030%
Acquiring Fee 0.015 0.015 0.005
Reported Transaction Fee 0.002 0.002 0.102
Market Development Fund 0.050% 0.050% 0.050%
Omnipay Fee 0.038 0.038 0.038
Other Fees 0.10% 0.10% 0.10%
Totals
Total POS 0.189% 0.055 0.234% 0.055 0.639% 0.145
Total Ecomm 0.214% 0.055 0.259% 0.055 0.689% 0.145